The Do’s and Don’ts of Buying a Home

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The Do’s and Don’ts of Buying a Home

Buying a home represents a significant outlay of money, of course, so it’s a process that you want to get just right. As you might expect from a major purchase, there are a number of things to consider before you finally sign on the dotted line, so here are a few tips that can make the experience a more rewarding one.

Don’t overstretch your finances

While it’s only natural to want the best house, the largest rooms, the most attractive location and the most sought-after neighbourhood, you need to be sure that you keep control of your finances. Work out beforehand just how much you can afford to repay and try to remain within budget for all aspects of the purchase.

Do remember that the housing market is subject to change

Anyone who tells you that they can definitely predict future changes in the housing market is likely to mislead you. This sector is constantly changing, and many of those changes are extremely unpredictable. When people say the value of your investment can go up or down, they are right. Always expect the unexpected.

Do some research about your chosen neighbourhood

Even if you find the perfect house, that once in a lifetime property that ticks all the right boxes, you need to be happy living in that particular location. If you move in and find the area too noisy, not noisy enough, too far from the shops, over-run by parked cars or any other potential issue, you might find that you regret the purchase. Be prepared to do some homework before you agree to the move.

Ask plenty of questions

Make sure you ask lots of questions about the property itself and about the area in which it’s located. A top quality estate agent will have a wealth of knowledge about the local vicinity, of course, and about the flat or house. If you need to know more, always speak to the experts, and of course don’t be afraid to ask the current owners, too.

Compare upcoming costs before you move in

When you move in, there will no doubt be dozens of issues that need to be taken care of, but you can hit the ground running by arranging some matters beforehand. Home insurance costs can vary greatly from one provider to another, but you can compare policies in advance and save money from the start. The same applies to domestic energy bills, so be ready to look around. If you need advice about anything related to the home, remember the estate agent is there to help you right from the start.

James Neave The Estate Agents
38 High Street
Walton on Thames
Surrey
KT12 1DE
www.jamesneave.co.uk/

Tel: 01932 221 331
Sales: sales@jamesneave.co.uk
Lettings: lettings@jamesneave.co.uk

Opening hours
Monday – Thursday: 8.45 – 6.30
Friday: 8.45 – 6.00
Saturday: 9.00 – 6.00

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